For wherever life takes you

For wherever life takes you

For wherever life takes you

For wherever life takes you

For wherever life takes you

For wherever life takes you

Business Owner

We help align business owner investment strategies with appropriate investment solutions.

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Cross-border

We help identify issues in owning foreign assets, and planning considerations for foreign taxpayers.

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Estate Planning

We can explain the steps necessary to implement a tax-efficient estate plan.

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Philanthropy

We can help navigate the tax and estate rules surrounding charitable and philanthropic giving.

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Retirement

We can help navigate the complexities of retirement planning.

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Tax-efficient Investing

Understanding Canada’s tax laws, we can minimize taxes payable.

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Facts & commentary

Tax highlights from the 2017 Federal budget

On March 22, 2017 (“Budget Day”), federal Finance Minister Bill Morneau tabled the Liberal government’s second budget since the October 2015 election. The budget, titled “Building a Strong Middle Class,” focused primarily on innovation with the goal of building a nation that is both inclusive and innovative.

Personal Tax Card

Personal Tax Quick Reference Card

Corporate Tax Card

Corporate Tax Quick Reference Card

Estate Planning Card

Estate Planning Quick Reference Card

Recent articles

Business Owner

CCPCs… Stay tuned

On July 18, Canada’s Minister of Finance, the Honourable William Morneau, presented the highly anticipated discussion paper “Tax Planning Using Private Corporations.”

Estate Planning

Intestacy throughout Canada

Many Canadians do not have a will and the distribution of their estate will be decided by the laws of intestacy, a government-imposed formula. This chart describes the rules of intestacy in each province and territory of Canada.

Tax-efficient Investing

Formal trusts, real property and the principal residence exemption

Many Canadians consider a living trust when creating their estate plans. More commonly known as inter vivos trusts, the trusts can be effective in reducing estate administration fees, avoiding complex estate settlements and ensuring confidentiality on death of its settlor. In some cases, these benefits can extend to a principal residence transferred to the trust. This article discusses the availability of the principal residence exemption on sale of a home by a trust, and where the exemption is not available, the taxation of accrued gains both at the time of sale and at death.

Retirement

Retirement income planning: Tackling the OAS clawback challenge

Given the income-sensitive nature of the Old Age Security program (OAS), financial advisors are always looking for ways to reduce the bite of the OAS clawback. This article discusses the clawback and options for reducing impact.